Hurricane Flood Cleanup Tampa

⚠️ Safety First

Don't enter flooded areas until authorities confirm it's safe. Flood water may be contaminated with sewage, chemicals, and debris. Wear rubber boots and gloves.

First 24 Hours After Hurricane Flooding

1Document everything — Take photos/video of all damage BEFORE cleanup. Your insurance claim depends on this.

2Turn off electricity — If water reached electrical outlets, don't enter until power is confirmed OFF at the breaker.

3Call your insurance company — Report the claim immediately. Ask for claim number and adjuster assignment.

4Start water extraction — The sooner water is removed, the less damage. Mold starts in 24-48 hours in Tampa humidity.

5Remove wet items — Carpets, furniture, drywall below the water line. Put outside or in garage to dry.

Insurance Claims: Hurricane vs Flood

Wind damage (roof, windows): Covered by homeowners insurance
Rain through damaged roof: Covered by homeowners insurance
Flood water (rising water, storm surge): Requires separate flood insurance
Don't have flood insurance?: Apply for FEMA assistance (grants up to $37,500)

Choosing a Restoration Contractor

Verify license and insurance — Florida license required for contractors
Get multiple quotes — Prices vary 30-50%
Avoid storm chasers — Out-of-state contractors who disappear after payment
Check reviews — Look for established Tampa Bay companies
Never pay 100% upfront — Standard is 30-50% deposit, rest on completion

FEMA Assistance

If you don't have flood insurance, apply for FEMA disaster assistance:

Apply online: DisasterAssistance.gov
By phone: 1-800-621-3362
Deadline: Usually 60 days after disaster declaration
Grants up to $37,500 for housing and personal property

Need Emergency Flood Cleanup?

Connect with Tampa restoration companies offering 24/7 emergency service.